Class 4 Practice

Results

#1. A ride-hailing (e.g., Uber) driver is en route in his or her own vehicle to pick up a passenger who requested a ride. Suddenly the driver is involved in a crash. Which insurance will cover the crash?

The driver's

Both the company's and the driver's

It depends on whether the driver was at fault

The company's

If the ride-hailing (e.g., Uber) driver has not yet accepted a ride request from a customer, the basic insurance policy of the vehicle’s owner applies. Once the driver accepts a ride request from a customer, the company’s Basic blanket policy applies. ICBC has developed a Basic blanket policy for ride-hailing companies. [“Insurance and Licensing Requirements for Ride-Hailing,” ICBC, https://www.icbc.com/insurance/commercial/Pages/ride-hailing.aspx]